End User License Agreement

for the

"Planning cash flow and liquidity clearly"

App

Provider

M*I*S*T – Meßmer Innovation Services & Technology GmbH

Huettenstrasse 205

50170 Kerpen, Germany

Authorized representatives: Rolf Meßmer (Managing Director)

E-Mail-Address: info@mist.com

Imprint: https://m-i-s-t.com/de/inprint

Purpose of the app

The cashflow app is an organizational tool for sole proprietorships, micro-enterprises, and similar users. It helps users to record, plan, monitor, and better track their cash flow.

The app is solely for internal overview and organization purposes. It is not tax advice, legal advice, financial advice, investment advice, accounting advice, or binding business advice.

No substitute for professional advice

The app does not replace a tax advisor, lawyer, financial advisor, accountant or other qualified professional.

All content, calculations, analyses, forecasts, reminders, and displays within the app are non-binding technical aids. They should not be construed as binding tax, legal, financial, or accounting advice.

Users should consult qualified professionals regarding tax, legal, financial, or accounting matters.

User responsibility

The user is solely responsible for the accuracy, completeness, and timeliness of their entries.

The user is solely responsible for the ongoing maintenance, monitoring, validation, and correction of their data. Decisions made based on the app are made entirely at the user's own risk.

Errors and no guarantee of results

Despite careful development, the app may contain errors.

Incorrect or incomplete input, incorrect assignments, rounding, technical errors, software errors, synchronization problems or misunderstandings can lead to incorrect or incomplete results.

The provider makes no guarantee that calculations, evaluations, forecasts, reminders or representations are correct, complete, up-to-date or suitable for a particular purpose.

The app must not be used as the sole basis for tax returns, accounting, financial statements, investment decisions, financing decisions, liquidity decisions or other business-critical decisions.

Data protection and data storage

According to the current app concept, the provider does not collect any personal user data via the app and has no access to the cash flow data stored in the app.

The data entered by the user is stored locally on the user's device. If the user enables iCloud Sync, app data can be synchronized via the user's Apple account/iCloud account.

Apple's terms and privacy policy apply to Apple accounts, iCloud, device security, backups, storage space, access protection, and recovery. Under current policy, the provider has no access to locally stored app data or data synchronized via iCloud.

Further information can be found in the app's privacy policy.

Data storage and deletion

Locally stored app data remains on the user's device. The user can remove app data through app functions, by deleting the app, or via device settings, where technically possible.

When using iCloud, additional deletion may be required in the iCloud/Apple account settings. According to the current concept, the provider has no direct access to data deleted within the Apple account.

Support requests are stored only as long as necessary for processing, documentation, or fulfillment of legal obligations.

License

The provider grants the user a simple, non-exclusive, non-transferable and, to the extent permitted by law, revocable license to use the app within the framework of this EULA, the App Store Terms and Conditions and applicable laws.

The app is licensed, not sold. All rights to the app remain with the provider or the respective rights holders.

The user may not unlawfully reproduce, distribute, rent, sublicense, manipulate, decompile, disassemble, reverse engineer or misuse the app, unless this is expressly permitted by law.

Apple App Store and iCloud

When the app is obtained via the Apple App Store, Apple's applicable terms and conditions also apply. Where Apple's terms and conditions take precedence, they remain unaffected.

Apple is not the provider of this app. The respective Apple terms and conditions apply to the App Store, iCloud, Apple Account, payment processing, and Apple system services.

Liability

The provider is liable in accordance with statutory regulations in cases of intent and gross negligence, in cases of injury to life, body or health, in cases of mandatory product liability and in all cases in which liability may not be excluded or limited by law.

Furthermore, the provider's liability is limited to the extent permitted by law. To the extent permitted by law, liability is excluded for data loss, incorrect input, incomplete data maintenance, incorrect calculations, faulty forecasts, lost profits, business interruptions, commercial damages, consequential damages, or damages resulting from decisions made solely on the basis of the app.

Mandatory statutory consumer rights remain unaffected.

Updates and changes

The provider may further develop, update, change, expand, restrict or discontinue the app, to the extent permitted by law.

This EULA may be updated if technical, legal, or functional changes make it necessary. Users should check the most recent version.

Final Provisions

German law applies to the extent permitted by law. Mandatory consumer protection regulations remain unaffected.

Should any provision of this EULA be or become invalid, the validity of the remaining provisions shall remain unaffected.

Contact: info@mist.com